Personal Auto Insurance Coverage
Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile related accident. Includes lost wages and medical expenses.
Property Damage Liability - Covers accidental damage to others property if caused by you in an automobile related accident.
Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
Other Than Collision (or comprehensive)- Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.
Medical Payments - Covers you and your family in any car, and anyone riding in your car for medical expenses resulting from an accident.
Uninsured / Underinsured Motorist - Covers injuries suffered by you and anyone riding in your car against the uninsured / underinsured motorist.
Please call or e-mail Terry Hayes Insurance Agency to find out what coverage best fits your needs. We will work to find you the best coverage at the lowest price.
Auto insurance discounts include but are not limited to:
- Home, Life and Auto with same company - Account Credit
- Driver Training
- Hybrid Vehicles
- Good Student
- Superior Driving Record Discounts
- Affinity Discounts